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what’s In A Name – Just Your Business Survival!

What’s so important about how I sign my name?”

I get asked that question all of the time from my business consulting clients.

I tell them that a better question to ask me is this:

“Who cares about how I sign my name?”

The answer is a simple one.

NOBODY.

FINE PRINT: Except… your customers and clients, your creditors, your bank, your mortgage company, your landlord, the I.R.S… oh yes… and anyone else that wants to SUE YOU (and don’t forget ALL their lawyers!).

As in many areas of the law, the exception to the rule swallows up the rule!

What do I mean by this?

Well, let’s start with some basics. For instance, if you’ve already formed a corporation or limited liability company (LLC), you may think that you’re already protected from personal liability in the event of a lawsuit against your business.

In general, the rule is that a corporation or LLC, if formed correctly, and if all of the formalities required under the law of the State where the entity was formed are followed, does protect you from personal liability for business debts and lawsuits.

FINE PRINT: Except… when you choose to do business as an individual, and not as the corporation or LLC that you initially formed.

You see, whenever you sign documents like contracts, purchase orders, contractual agreements, leases, loans, mortgages, promissory notes, and most other legal documents involving your business, you need to make sure that you sign your name only in your business capacity.

You MUST avoid signing your name in your individual capacity.

And how do you do that? It’s pretty simple. You see, the format that you use to sign your name is the controlling factor.

In many cases, you as the business owner, sign your name without knowing how to properly sign your name to business documents. In fact, most business owners of corporations and LLC’s still sign legally binding agreements in their individual capacity…and not as the business.

SIGN AS AN AGENT OF YOUR BUSINESS

If you have formed a corporation or an LLC, you must remember to sign all contracts, agreements, invoices, etc… as an agent of the business.

For example… Many business owners haphazardly, or perhaps inadvertently, sign legal documents like the format shown in

EXAMPLE 1 below:

EXAMPLE 1

(signature)
————————
John Doe

“But what is the consequence of signing my name like in EXAMPLE 1 above to invoices, agreements, or documents?”

EXAMPLE 1 and the above signature format legally establishes that YOU have signed the contract, invoice, loan, or agreement as an individual.

And not as an agent on behalf of your business.

If you sign your name to agreements in the form depicted in EXAMPLE 1 above, YOU could very well be liable personally to meet all of the terms of the agreement.

And you likely don’t want to do this!

Why Simply out, because you’re therefore subjecting all of your business assets and personal assets as well to the risk of a lawsuit.

If you sign agreements as depicted in EXAMPLE 1 above, YOU will very likely be named personally, as well as your business, in any lawsuit filed against the business.

Remember then:

Signing your name like in EXAMPLE 1 above DOES NOT establish that you have signed the agreement as an agent on behalf of your business.

“Okay. So how should I sign my name to my invoices, contracts, leases, loans, or any other business agreements?

What simple step can I take to protect my business, and my personal assets as well?

SIGN DOCUMENTS ONLY AS AN AGENT OF YOUR BUSINESS

Make sure that you only sign legal documents, letters, memos, invoices, loans, leases, etc… as an agent of your business.

How must I sign my name to any legal document or agreement to show that I am signing only as an agent of my business?

Follow EXAMPLE 2 below:

EXAMPLE 2

ABC CORPORATION, INC.

(signature)
———————————–
BY: John Doe
President (Company Title)

If you sign your name on the dotted line following the exact format depicted in Example 2 above, you legally establish that you are only signing as an agent on behalf of the business…and not in your individual capacity.

But you MUST follow the Example 2 precisely.

CAVEAT: Another very important point on this topic.

AVOID SIGNING documents that state “PERSONAL GUARANTY” on them.

A Personal Guaranty is usually a separate legal document attached to the main agreement. You generally see a Personal Guaranty in a loan, mortgage, or lease. However, sometimes a Personal Guaranty can be established just by the way you sign the legal document, invoice, lease, or agreement.

How?

Simple. If the agreement merely has a signature line that has your individual name on it without any reference to your business name, you are signing the document as a Personal Guaranty. You are therefore personally liable for that agreement if you sign the agreement with such a signature line.

But, what do I do if I am being required to sign a Personal Guaranty, like for a business loan or commercial lease for example?

If a Personal Guaranty is required, you or your lawyer should negotiate a limited period of time (the shortest possible) that the Personal Guaranty will bind you as an individual.

Remember, if you formed a corporation or LLC in the first place, you did it to avoid personal liability and to protect your personal assets. Anyone who does business with your company should, and usually does, know this. So, be careful. Other possibilities can be negotiated too. Just do your best not to sign in your personal capacity by signing a Personal Guaranty.

It’s important to remember to only sign legal documents, invoices, and even letters as an agent of your business. (Follow the format found in EXAMPLE 2 above).

How else can I make sure that I am signing my name properly to all of my business documents?

Call your attorney to review all of your agreements, invoices, leases, and legal documents BEFORE you sign them. Your attorney will offer sound advice that protects YOU, your loved ones, and your business.

Now, let’s review.

What’s in a name?

Well… besides your business…

…it could be all of YOUR personal and family assets!

The best advicve especially in the midst of tough economic times or a Recession, is to have any document you sign first reviewed by your lawyer or business consultant.

Copyright (c) 2008. Miguel Mendez, Jr. All rights reserved.

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Bongbastic Die Neue ra Der Legal Highs

Es gibt im Bereich der Legal Highs seit Spice und Sence permanente Neuerungen. Immer wieder tauchen neue Marken und Produkte auf, die Vielfalt ist gro und das Unwissen noch grer. Welche Marken sind gut, welche Produkte taugen etwas und wenn man etwas gefunden hat, verschwindet es schon wieder. Doch Bongbastic ist eine Marke die nun schon seit lngerer Zeit existiert und immer neue Produkte auf den Markt bringt, dennoch bleiben die alten erhalten und man kann sich auf die Kontinuitt der Qualitt der Marke verlassen. Nun wird immer wieder nach Bongbastic Erfahrungen gesucht, da man zu Beginn auch davon ausgehen knnte es sei einer der vielen kleinen Fisch in einem endlosen Ozean. Vor allem Bongbastic Energizer sind sehr gefragt, denn sie stellen eine legale Alternative zu illegalen Produkten wie XTC und Pep dar.

Ein Bongbastic Energizer ist unter dem Namen Radon bekannt und enthlt den Wirkstoff 4-FA. Dabei handelt es sich um ein echtes Amphetamin, welches daher in Sachen Wirkung und Potenz keine Wnsche offen lst. Die Bongbastic Erfahrungen bezglich dieses Produktes sind daher durchweg positiv. Ebenso kann das Produkt preislich problemlos mit illegalen Pillen konkurrieren, dabei ist dieser Bongbastic Energizer fr Gewhnlich aber deutlich strker wie illegale Pillen. Oft werden von illegalen Pillen 2 bis 3 Stck bentigt um eine gute Wirkung zu erzielen, dabei gibt es auch immer ein Risiko eine Pille mit besonders schlechten Inhaltsstoffen zu erwischen. Bei Bongbastic Erfahrungen bleibt einem dies aber erspart, denn die Inhaltsstoffe sind geprft und der Wirkstoffgehalt genormt. Man kann diese Bongbastic Energizer also nur den illegalen Tabletten vorziehen.

Ein weiterer Ersatz fr Pep, stellt der Bongbastic Energizer Radon dar, er enthlt den Wirkstoff Ethcathinon oder auch Ethylcathinon. Nutzer schreiben bei den Bongbastic Erfahrungen, dass es eine sehr angenehme und saubere Wirkung entfaltet. Illegales Pep wird im Normalfall als Paste oder Stein verkauft, in beiden Fllen handelt es sich um unsauber hergestellte und stark verschnittene oder verunreinigte Produkte. Denn Amphetamin bildet in Anwesenheit von HCL ein Salz in Form von Kristallen, keineswegs aber eine Paste oder weise Brocken. Daher ist auch dieser Bongbastic Energizer dem illegalen Produkt weit voraus. Die Wirkung wird unter den Bongbastic Erfahrungen als sehr hnlich denen des Amphetamins beschrieben, hinterlsst aber weniger Nachwirkungen, dennoch betrgt auch hier die Wirkungsdauer bis zu 20 Stunden. Dies ist nicht berraschend, denn der Bongbastic Energizer Radon enthlt Ethylcathinon, Ethylcathinon ist chemisch direkt verwandt mit Ethylamphetamin. Der Unterschied zwischen Cathinon und Amphetamin ist lediglich ein Wasserstoffatom, welches mit einem Sauerstoffatom ersetzt wurde.

Es gibt noch einige weitere Bongbastic Energizer, darunter auch Dimethocain als Ersatz fr Kokain. Aber auch einige Produkte mit Cannabinoiden und Psychedelika. Alle Bongbastic Erfahrungen weisen darauf hin, dass es sich um eine auergewhnlich starke Reihe an Legal Highs handelt und das Preis- Leistungsverhltnis immer die illegalen Originale toppen. In jedem Fall beweist

auch die Reinheit der verwendeten Inhaltsstoffe, so wie die kontinuierliche Strke und Reinheit der Produkte ein deutlich besseres Sicherheitsprofil auf wie illegale Substanzen. BongBastic Energizer enthalten nie etwas anderes wie angegeben und immer dieselbe Menge an Wirkstoffen, einen hheren Grad an Sicherheit kann man nicht erreichen. Am besten man macht seine eigenen Bongbastic Erfahrungen und wird schnell merken auf das richtige Pferd gesetzt zu haben. Auch braucht man sich keine Sorgen darum zu machen, dass die Marke oder das favorisierte Produkt gleich wieder vom Markt genommen werden.

The Law of Attraction and Our Mindset

When we look at the law of attraction as a focal point for our lives now and into the future we must develop our mindset. The mindset of success is building on success, the ability to adapt to, but never accept failure. At times things will not go as planed. There will be glitches, mistakes, bungles and setbacks, but no failures. The law of attraction and our mind set must combine; give us strength and inner power to prevail against all odds.

Entrepreneurs are often asked, “What is the hardest decision they have had to make?” Most answer they dont know what a “hard decision” is. Why? Because they approach decision making with a mindset and concept that states there is a strong possibility that they will be wrong. There mindset lets them know they will do there best and they will handle the obstacles as they arise.

The law of attraction tells us to believe and manifest our desires. Have the wrong mind set and how can we believe? How can we succeed? Entrepreneurs realize that they will make mistakes, but look to make them as quickly as possible so they can learn and develop new strategies from them. The law of attraction is all about mindset, about belief within ourselves and in our self talk. Make your own mistakes learning tools and a passage forward, not stumbling blocks and reasons for things not working as you planed.

Mindset is all about developing your inner self, going with gut feeling that feel right, using your intuition. Lets face it all your inner feeling are being built of the exposure to life experiences, knowledge you have gained, courses you have attended and mentoring from those around us. Mindset is to trust yourself, it will not always be perfect but more often than not, you can work your way through or around the issues that arise. Dont let the checks and balances destroy good ideas. Learn to take risks, go with your instincts, while you remodel you mindset.

To achieve the outcomes from the law of attraction in personal your life and your business, you have to practice being a manifestor of ideas. Its not a course that available at schools and colleges, let alone on the internet, it is learned in the school of life as you progressively move forward from small manifestations to larger and more complex. The law of attraction and our mindset must become one with each other.

Your mindset must move from a current restrictive set of standards and beliefs and build to even higher standards in both behaviour and manifestation actions. Although appearances may be more noticeable than facts, our mindset must hold both as equal. In time, our actions will become more powerful than appearance, for we will be on a higher plan where appearance is not what our self-esteem or mindset needs for us to feel for filled.

You must learn to project yourself forward with confidence, if you are to be successful in bringing the bounty of the law of attraction into your life. As you commence the journey, you havent the faintest idea how you are going to achieve the things you want. All that you can take with you is blind faith that others have achieved that which you now seek over countless generations around the world. Mindset, mindset and mindset is the key just as position, position, and position is for estate agents. Law of attraction and our mind set go hand in hand.

The law of attraction and manifesting is your entry key into a life of plenty that will be supplied under the universal laws.

To protect your faith that youre in control and working with the right mindset, always ask yourself these two questions:

1.Could this be interpreted by anyone in a way that would shake his or her faith in me?
2.Could this be misinterpreted and held against me?

Strong leaders know that leadership is a lifelong learning experience, and when they make a mistake they simply continue to move forward. The innate ability to bounce back quickly following any setbacks is a quality that your mindset must have. It is a mark of the persons mindset and inner abilities to see the positive from any letdowns to there manifestations, should they occur.

When you blunder, get up and try again quickly. As one high-tech executive said, “Our strategy is to fail forward fast.” So fail as and when you do, but do not look backwards, as the past is history and will not be changed it, can only be altered by minor viewpoints.

K2 Legality

Even though K2 products do not contain any controlled substances, many states have already adopted legislation making the same laws that apply to marijuana or other controlled substances also apply to K2 products. Those states that have adopted legislation making K2 illegal are Kansas, the first state to ban K2, Iowa, Missouri, Arkansas, Kentucky, Alabama, Michigan, and Illinois (K2 will remain legal in that state until the end of 2010.) So, this means that in the other 42 states, K2 is still legal.

Many people question why K2 legality should even be an issue. After all, as has already been mentioned, there are no controlled substances in K2 like there are in marijuana and other drugs that are considered illegal. Except for those K2 products which do have synthetic chemicals added to them, the herbs and botanicals found in them are natural. The herbs are the same as those cultivated for use in a home or restaurant kitchen, or that grow wild. The same holds for the botanicals-which is just a “dressed-up” word for plant parts. The plants that are chosen to be combined with the herbs grow naturally indifferent parts of the country or the world.

It is known that some herbs and plants have medicinal properties, and some do contain natural substances that may have an effect on some people. For example, an herb with the very descriptive common name of “Horny Goat Weed” comes from China. Its real name is Epimedium. The Chinese have long believed this plant has aphrodisiac properties. One type of K2 product, SolidSex, has this plant in it, along with herbs and other plants.

Another thing that may have some people wondering about the K2 legality issue is the intended use for K2 products. K2 manufacturers make K2 products for use as incense. The products are intended to be used in incense and potpourri burners or otherwise heated in a safe manner until the aroma and essences of the herbs and botanicals can be detected.
Now, it is true that heating K2 incense products will also release any synthetic chemicals that were added to the natural herbs and botanicals. And, some people maybe affected by these chemicals. However, they may also feel the effects of any natural essences that can be found in certain plants, such as Horny Goat Weed.

Perhaps the best way to approach K2 legality issues is by doing so the same way that any issues would be considered. If K2 has been made illegal in your state, but you still wish to use it then you will have to think about whether the risk of being caught inpossession of K2 incense will be worth it.

If you live in one of the states that have made K2 smoke illegal, you probably know you canorder it online from the privacy of your own home. If you buy k2 and only use when you are in the privacy of your home or at someone’s home to which you have been invited, and do not go out in public if you are feeling any effects until they have completely worn off, you should not have any problems.

In those states where it is still legal to purchase, possess, sell, distribute, and use k2 incense, then you know that not only can you purchase it online, you can also buy it incertain retail outlets. That’s because it’s an incense product, just like the incense you buy at other places. You should still, however, only use K2 incense at the right time (when you have taken care of all obligations and responsibilities) and in the right way (as incense only.) Again, if it does affect you, you should not drive or operate heavy machinery, and you should remain where you are until all effects have worn off.